BEFORE YOU APPLY FOR FINANCE,
YOU SHOULD BE LOOKINGFOR.FINANCE
The point before finance is where you still have options.
We understand what you want. We know what lenders need. We structure the match.
Business · Commercial Property · Agricultural · Residential Property · Individual
WHY LOOKINGFOR.FINANCE?
Because the strongest finance decisions are often made before the application. We help you understand your objective, assess your position, structure the requirement and identify what needs attention before approaching suitable finance providers. If you already need finance now, we start from where you are and move the case forward.
Experienced Lending Insight
Our advisory panel includes former senior bankers with decades of lending experience and billions in approved finance behind them. That insight helps us assess what lenders are likely to look for before you apply.
Strategic Structuring
We clarify what you are trying to achieve, assess the full finance requirement and structure the case so the relevant information, security, affordability or cash-flow position is clear before formal application.
Suitable Lender Matching
We identify banks and specialist finance providers whose appetite, criteria and product fit align with your requirement, then position the case accordingly.
Independent Perspective
We start with what you are trying to achieve, not with one lender’s product range. That gives us the freedom to consider different finance routes and providers and identify the most sensible next step for your circumstances.
WHAT ARE YOU LOOKING TO FINANCE?
Choose the area that best matches what you are looking to finance, then explore the options available.
Business Finance
Whether you are planning growth, solving a cash-flow gap or already have a funding requirement, we help you understand the need, assess the business position and structure the case before approaching suitable finance providers. Business finance may include working capital, bridging, trade finance, vehicles and productive assets.
Bridging Finance
Short-term funding to bridge timing gaps where capital is expected from a property sale, transaction or other identifiable source.
Vehicle & Asset Finance
Funding for vehicles, machinery, equipment and other productive assets needed to operate, expand or improve the business.
Trade Financing
Funding linked to orders, invoices, stock or trade cycles to support cash flow between buying, supplying and receiving payment.
Working Capital
Funding to support day-to-day operations, manage cash-flow pressure, cover short-term gaps or provide additional liquidity for growth.
Commercial Property Finance
Whether you are still assessing a commercial opportunity or already have a property, development or refinance requirement, we help you understand the transaction, assess the overall finance position and structure the case before approaching suitable lenders. Commercial property finance may include acquisition, refinance, equity release and development funding.
Property Acquisition & Refinance
Funding to acquire, refinance or release capital from commercial property, including owner-occupied and investment assets.
Property Development
Commercial and residential development funding
Agricultural Finance
Whether you are planning to acquire, expand or strengthen a farming operation, or already have a live finance requirement, we help you understand the need, assess the operation and structure the case before approaching suitable finance providers. Agricultural finance may include farm property, development, improvements, equipment, working capital and refinancing.
Farm Property Finance
Funding to acquire, refinance or release capital from agricultural property, including farms, estates and productive land.
Agricultural Development & Improvements
Funding for infrastructure, irrigation, buildings, land improvements and other projects that expand or strengthen the farming operation.
Equipment Financing
Funding for agricultural machinery, vehicles and equipment needed to improve productivity, capacity or operational efficiency.
Personal Finance
Whether you are planning ahead or already have a property, vehicle or transaction in mind, we help you understand the requirement, assess your position and structure the case before approaching suitable finance providers. Individual finance includes residential property, bridging needs and personal motor vehicle finance.
Bridging Finance
Short-term funding to bridge the gap between a property transaction and the expected proceeds, helping manage timing between sale, transfer and the next financial step.
Home Loans
Finance to buy, build or refinance a residential property, structured around affordability, deposit, property value and the overall application profile.
Motor Vehicle Finance
Funding to purchase or refinance a personal vehicle, structured around affordability, vehicle value and the overall application profile.
FINANCIAL TOOLS & CULCULATORS
Understand the numbers before you apply.
Use our practical calculators and assessment tools to explore repayments, compare finance options, understand your property position and identify what may need attention before formal application.
FINANCE PLANNING & DECISION
Understand the cost, compare your options and assess how prepared your finance requirement is.
Repayment & Rate Sensitivity
Estimate your monthly repayment, total interest and how changes in interest rates could affect the cost of your finance.
Finance Offer Comparison
Compare finance offers across rate, repayment, term, fees and balloon to see what is really driving the overall cost.
Finance Readiness Assessment
See how well prepared your finance requirement appears and identify the areas that may need attention before formal application.
PROPERTY FINANCE TOOLS
Explore affordability, purchase costs, property value, equity and refinancing before committing to the next step.
Property Affordability
Estimate the finance amount and property price your income, expenses, debt and available deposit may potentially support.
Purchase Cash & Shortfall
Estimate the cash you may need for a property purchase, including your contribution, transfer duty, transaction costs and any potential shortfall.
Loan-to-Value (LTV)
Calculate your LTV, estimate finance at a selected LTV or determine the property value required for a particular finance amount.
Property Equity & Equity Release
Estimate your property equity, current LTV and how much additional finance the property may potentially support.
Refinance & Break-Even
Compare your current finance with a proposed refinance and see whether the repayment saving justifies the costs and change in term.
START THE CONVERSATION
Whether you are still planning or need finance now, tell us what you are trying to achieve and where you are in the process. We’ll help you understand your position, identify what needs attention and determine the most sensible next step.
No obligation. No long application form. Start with a conversation.
Joe Meyer
email:
WhatsApp:
060 016 5253
TELL ME ABOUT YOUR SITUATION
Tell us what you're planning and where you are in the process. It only takes a minute or two, and gives us the context to continue the conversation with purpose.
LookingForFinance assesses, structures and positions your finance requirement. Qualifying applications are referred to suitable regulated financial services providers.
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